| NBT Bank Afton Office | Afton(607) 639-2281 | (607) 639-2281 |
| NBT Bank Albany State St. Office | Albany(518) 426-3285 | (518) 426-3285 |
| NBT Bank Albany Wolf Rd Office | Albany(518) 437-4100 | (518) 437-4100 |
| NBT Bank Amsterdam Office | Amsterdam(518) 842-2123 | (518) 842-2123 |
| NBT Bank Bainbridge Office | Bainbridge(607) 967-2551 | (607) 967-2551 |
| NBT Bank Baldwinsville Office | Baldwinsville(315) 638-3200 | (315) 638-3200 |
| NBT Bank Binghamton Northgate Office | Binghamton(607) 724-6337 | (607) 724-6337 |
| NBT Bank Binghamton East Office | Binghamton607-779-7022 | 607-779-7022 |
| NBT Bank Brewerton Office | Brewerton(315) 668-7081 | (315) 668-7081 |
| NBT Bank Vail Mills Office | Broadalbin(518) 883-3416 | (518) 883-3416 |
| NBT Bank Camillus Office | Camillus(315) 487-2180 | (315) 487-2180 |
| NBT Bank Canajoharie Mohawk Street Office | Canajoharie(518) 673-3201 | (518) 673-3201 |
| NBT Bank Canajoharie Church Street Office | Canajoharie(518) 673-4919 | (518) 673-4919 |
| NBT Bank Canastota Office | Canastota(315) 697-2231 | (315) 697-2231 |
| NBT Bank Canton Office | Canton(315) 386-2265 | (315) 386-2265 |
|
| NBT Bank Cherry Valley Office | Cherry Valley(607) 264-8411 | (607) 264-8411 |
| NBT Bank Cincinnatus Office | Cincinnatus(607) 863-4100 | (607) 863-4100 |
| NBT Bank Clifton Park Office | Clifton Park(518) 348-0781 | (518) 348-0781 |
| NBT Bank Clinton Office | Clinton(315) 853-5501 | (315) 853-5501 |
| NBT Bank Cobleskill Office | Cobleskill(518) 234-4331 | (518) 234-4331 |
| NBT Bank Cooperstown Pioneer St. Office | Cooperstown(607) 547-9971 | (607) 547-9971 |
| NBT Bank Cooperstown Commons Office | Cooperstown(607) 547-8301 | (607) 547-8301 |
| NBT Bank Cortland Groton Avenue Office | Cortland(607) 753-3391 | (607) 753-3391 |
| NBT Bank Cortland Main Street Office | Cortland(607) 756-2831 | (607) 756-2831 |
| NBT Bank Deposit Office | Deposit(607) 467-2195 | (607) 467-2195 |
| NBT Bank Duanesburg Office | Duanesburg(518) 895-2364 | (518) 895-2364 |
| NBT Bank Earlville Office | Earlville(315) 691-2976 | (315) 691-2976 |
| NBT Bank Oak Hill Office | East Durham(518) 239-4796 | (518) 239-4796 |
| NBT Bank East Syracuse Office | East Syracuse(315) 437-2546 | (315) 437-2546 |
| NBT Bank Edmeston Office | Edmeston(607) 965-8636 | (607) 965-8636 |
| NBT Bank Ellenburg Depot Office | Ellenburg Depot(518) 594-3933 | (518) 594-3933 |
| NBT Bank Endicott Office | Endicott(607) 785-5113 | (607) 785-5113 |
| NBT Bank Fonda Office | Fonda(518) 853-4621 | (518) 853-4621 |
| NBT Bank Fort Plain Office | Fort Plain(518) 993-2393 | (518) 993-2393 |
| NBT Bank Fulton Office | Fulton(315) 593-2165 | (315) 593-2165 |
| NBT Bank Glens Falls Office | Glens Falls(518) 745-5269 | (518) 745-5269 |
| NBT Bank Gloversville Financial Center | Gloversville(518) 773-5112 | (518) 773-5112 |
| NBT Bank Gloversville Fremont St. Office | Gloversville(518) 773-5108 | (518) 773-5108 |
| NBT Bank Gloversville Office | Gloversville(518) 773-7348 | (518) 773-7348 |
| NBT Bank Grand Gorge Office | Grand Gorge(607) 588-7513 | (607) 588-7513 |
| NBT Bank Greene Office | Greene(607) 656-5201 | (607) 656-5201 |
| NBT Bank Greenville Office | Greenville(518) 966-8244 | (518) 966-8244 |
| NBT Bank Guilderland Office | Guilderland(518) 452-2507 | (518) 452-2507 |
| NBT Bank Halfmoon Office | Halfmoon(518) 371-0484 | (518) 371-0484 |
| NBT Bank Hamilton Office | Hamilton(315) 824-1330 | (315) 824-1330 |
| NBT Bank Hamilton Drive-up - | Hamilton(315) 824-2212 | (315) 824-2212 |
| NBT Bank Hancock Office | Hancock(607) 637-2611 | (607) 637-2611 |
| NBT Bank Herkimer Office | Herkimer(315) 867-2133 | (315) 867-2133 |
| NBT Bank Hobart Office | Hobart(607) 538-9141 | (607) 538-9141 |
| NBT Bank Johnson City Office | Johnson City(607) 797-7940 | (607) 797-7940 |
| NBT Bank Johnstown Office | Johnstown(518) 762-1998 | (518) 762-1998 |
| NBT Bank Lake Placid The Outpost Office | Lake Placid(518) 523-3025 | (518) 523-3025 |
| NBT Bank Lake Placid Main Street Office | Lake Placid(518) 523-9544 | (518) 523-9544 |
| NBT Bank Latham Office | Latham518-783-4725 | 518-783-4725 |
| NBT Bank Liverpool Office | Liverpool(315) 546-0082 | (315) 546-0082 |
| NBT Bank Maine Office | Maine(607) 862-3204 | (607) 862-3204 |
| NBT Bank Malone Office | Malone(518) 483-8333 | (518) 483-8333 |
| NBT Bank Manlius Office | Manlius(315) 682-3171 | (315) 682-3171 |
| NBT Bank Marathon Office | Marathon(607) 849-3275 | (607) 849-3275 |
| NBT Bank Massena Office | Massena(315) 764-1112 | (315) 764-1112 |
| NBT Bank Middleburgh Office | Middleburgh(518) 827-4111 | (518) 827-4111 |
| NBT Bank Middleville Office | Middleville(315) 891-7502 | (315) 891-7502 |
| NBT Bank New Berlin Office | New Berlin(607) 847-6988 | (607) 847-6988 |
| NBT Bank New Hartford Office | New Hartford(315) 797-0698 | (315) 797-0698 |
| NBT Bank Newark Valley Office | Newark Valley(607) 642-3550 | (607) 642-3550 |
| NBT Bank Norfolk Office | Norfolk(315) 384-4206 | (315) 384-4206 |
| NBT Bank North Syracuse Office | North Syracuse(315) 458-1343 | (315) 458-1343 |
| NBT Bank Northville Office | Northville(518) 863-2101 | (518) 863-2101 |
| NBT Bank Norwich North Plaza Office | Norwich(607) 337-6800 | (607) 337-6800 |
| NBT Bank Norwich Office | Norwich(607) 337- | (607) 337- |
| NBT Bank Norwich South Plaza Office | Norwich(607) 337-6700 | (607) 337-6700 |
| NBT Bank Ogdensburg Office | Ogdensburg(315) 393-8820 | (315) 393-8820 |
| NBT Bank Oneida South Office | Oneida(315) 363-0973 | (315) 363-0973 |
| NBT Bank Oneonta Oneida St. Office | Oneonta(607) 432-8111 | (607) 432-8111 |
| NBT Bank Oneonta East End Office | Oneonta(607) 436-7298 | (607) 436-7298 |
| NBT Bank Oneonta Southside Office | Oneonta(607) 431-2040 | (607) 431-2040 |
| NBT Bank Oneonta Financial Center | Oneonta(607) 432-5800 | (607) 432-5800 |
| NBT Bank Oswego East Office | Oswego(315) 342-6272 | (315) 342-6272 |
| NBT Bank Oswego West Office | Oswego(315) 343-1100 | (315) 343-1100 |
| NBT Bank Oxford Office | Oxford(607) 843-2691 | (607) 843-2691 |
| NBT Bank Plattsburgh Route 3 Office | Plattsburgh(518) 561-5845 | (518) 561-5845 |
| NBT Bank Plattsburgh Margaret St. Office | Plattsburgh(518) 561-1221 | (518) 561-1221 |
| NBT Bank Potsdam Office | Potsdam(315) 265-9950 | (315) 265-9950 |
| NBT Bank Pulaski Office | Pulaski(315) 298-5117 | (315) 298-5117 |
| NBT Bank Queensbury Office | Queensbury(518) 793-8841 | (518) 793-8841 |
| NBT Bank East Greenbush Office | Rensselaer(518) 477-4294 | (518) 477-4294 |
| NBT Bank Richfield Springs Office | Richfield Springs(315) 858-2800 | (315) 858-2800 |
| NBT Bank Rome Westgate Plaza | Rome(315) 339-3200 | (315) 339-3200 |
| NBT Bank Rome Black River Blvd. Office | Rome(315) 337-7393 | (315) 337-7393 |
| NBT Bank Saranac Lake Office | Saranac Lake(518) 891-2050 | (518) 891-2050 |
| NBT Bank Saratoga Springs Broadway Office | Saratoga Springs(518) 587-0330 | (518) 587-0330 |
| NBT Bank Schenectady Office | Schenectady(518) 381-4512 | (518) 381-4512 |
| NBT Bank Schoharie Office | Schoharie(518) 295-7788 | (518) 295-7788 |
| NBT Bank Sharon Springs | Sharon Springs(518) 284-2231 | (518) 284-2231 |
| NBT Bank Sherburne Office | Sherburne(607) 674-2071 | (607) 674-2071 |
| NBT Bank Sidney Office | Sidney(607) 561-2800 | (607) 561-2800 |
| NBT Bank South Glens Falls Office | South Glens Falls(518) 798-2180 | (518) 798-2180 |
| NBT Bank South Otselic Office | South Otselic(315) 653-4500 | (315) 653-4500 |
| NBT Bank Speculator Office | Speculator(518) 548-7211 | (518) 548-7211 |
| NBT Bank St. Johnsville Office | St. Johnsville(518) 568-7612 | (518) 568-7612 |
| NBT Bank Syracuse James Street Office | Syracuse(315) 474-3306 | (315) 474-3306 |
| NBT Bank Syracuse Marshall Street Office | Syracuse(315) 703-1300 | (315) 703-1300 |
| NBT Bank Tully Office | Tully(315) 696-6333 | (315) 696-6333 |
| NBT Bank Utica Financial Center | Utica(315) 738-8701 | (315) 738-8701 |
| NBT Bank Whitesboro Office | Whitesboro(315) 736-6832 | (315) 736-6832 |
| NBT Bank Whitney Point Office | Whitney Point(607) 692-7200 | (607) 692-7200 |
| NBT Bank Windham Office | Windham(518) 734-3991 | (518) 734-3991 |
|