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Buy a house or Rent
about 967 days ago - | Posted in : Real Estate
Buy a house or rent is always a hot debatable topic. Here are a few points you may consider taking as reference before you make decision to buy or rent.
• Build up your wealth by buying a house
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Home Equity Line of Credit (HELOC)
about 999 days ago - | Posted in : Mortgage
If you are looking for funds to pay for your education, medical bill, home improvements, down payment for buying new property, and you have good FICO score, you may consider taking out a home equity ...
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Credit Card Foreign Transaction Fee
about 1004 days ago - | Posted in : Banking, Credit Card
Nowadays, people may go abroad, visit foreign countries more often than before, either on business travel or personal, family vacation. Paying for staying in hotels, renting a car, buying train and a...
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Protect your credit score
about 1029 days ago - | Posted in : Credit Card, Mortgage
When you try to get loan, no matter it is for your personal real property or business, your credit score, also called FICO score, really matters how much you can get, what the loan rate you can get. ...
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What is the foreclosure
about 1029 days ago - | Posted in : Q & A
The foreclosure is the legal process which is normally initiated by the lender, the mortgagee, or other lien holder by obtaining a court ordered termination of a borrower’s ownership on a property,...
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What is the mortgage default
about 1029 days ago - | Posted in : Q & A
A mortgage default happens when the borrower is not making payment to his/her mortgage after the grace period passes. The mortgage default could incur the penalty of late pay, even the loss of a piec...
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What is the Short Sale
about 1029 days ago - | Posted in : Q & A
The short sale is a sale transaction of real estate in which the mortgagee or the mortgage lender agrees the mortgagor or the borrower could sell the property which is worth less than the loan balanc...
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Short Sale, Mortgage Default and Foreclosure
about 1029 days ago - | Posted in : Real Estate
The short sale is a sale transaction of real estate in which the mortgagee or the mortgage lender agrees the mortgagor or the borrower could sell the property which is worth less than the loan balanc...
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Impound account /Escrow account
about 1034 days ago - | Posted in : Mortgage
When people are getting mortgage loan, they are often asked to set up an impound account, also called escrow account, in order to get possible better loan rate.
What is the impound account? The im...
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What is the impound account
about 1034 days ago - | Posted in : Q & A
The impound account, also called escrow account in some states, is set up by the mortgage lender by including the property tax and insurance costs as part of monthly payment along with the mortgage. ...
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What is Itemized Tax Deduction
about 1034 days ago - | Posted in : Q & A
IRS allows you could deduct some expenses from the taxable income as itemized tax deduction. You can only choose either standard tax deduction or itemized tax deduction. You can find out what you can...
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What is Standard Tax Deduction
about 1034 days ago - | Posted in : Q & A, Taxes
Based on your Federal tax return status, you could take some amount of money, standard tax deduction from your gross income before you come up to the taxable income. For example, the standard deducti...